Yle already reported in August 2024 on how the negotiating position of tenants has weakened while the role of investors in housing companies has grown. The news specifically addressed situations where a single large owner controls a significant portion of the housing company’s shares. This may be an issue worth considering when buying an apartment.
Investors in a housing company – threat or opportunity? Read More »
Nordea recently released a statement suggesting that, with the rise in interest rates, home ownership has become more expensive than renting. The news circulated in the media as a sensational headline. But what does it actually mean in practice, and should you change your mindset about buying a home? Let’s take a closer look at
In August 2026, the Finnish Real Estate Federation raised a topic that almost always falls into a buyer’s blind spot in property transactions: a housing company’s locking system patent protection may have expired, and that changes the entire security equation. This is not a theoretical risk. It can mean a concrete bill for you right
Locking System in a Housing Company: What a Buyer Must Check Read More »
In August 2026, the Finnish Real Estate Federation highlighted safety risks regarding balcony railings in housing companies. This follows serious accidents that have sparked public debate over who is actually responsible for these structures. The autumn sales season is just starting, and open houses are busy. It is a good time to consider what you
Balcony structures in home buying: what the buyer needs to check Read More »
Yle reported in August 2026 that property price data is not easily available online. This is not a minor technical detail. It means that the average buyer enters one of their biggest financial decisions without proper data. The seller and the agent have the information. The buyer does not. What the problem really is The
Property prices online: where buyers can find data to support their purchase Read More »
The 30-year mortgage is the most common choice for first-time buyers – yet it’s surprisingly rarely discussed. OUN® already has analyses of 35 and 40 year loan terms, but this one was missing entirely. Let’s fix that now. Consumer confidence is at its highest since 2022 according to Hypo’s June 2026 economic review, and the
30-year mortgage: a suitable choice for first-time buyers Read More »
The property manager’s certificate is one of the most important documents in a property transaction. Yet it is also one of the most error-prone. This is a problem because the buyer makes their decision largely based on the information stated in the certificate. What’s the issue? KVKL’s CEO Jussi Mannerberg has publicly raised the issue
The Bank of Finland commented and Yle reported at the end of June on a matter that directly affects everyone applying for a mortgage: the down payment requirement for home loans is decreasing. For first-time home buyers, the change sounds like good news. With a smaller initial capital, you can enter the market sooner! But
Down payment decreasing: what it means for buyers Read More »
Responsibility for maintenance is one of the issues that causes the most disputes in housing companies. Who pays when the bathroom floor drain gets clogged? What about when window seals break down? The answers aren’t always clear, and in the fall of 2026, the rules of the game will change significantly. If you’re buying an
Responsibility for Maintenance in a Limited Liability Housing Company Read More »
Here at OUN®, we’re used to looking at the housing market with a fairly critical eye. That’s our job, and honesty compels us to do so. But now: there’s something in the air that we haven’t seen in a long time. No fanfare, no bubbles. But signs. Record Number of Loan Offers in Uusimaa Satu
The housing market is turning around! Is this it? Read More »
