When buying a new home, you are often faced with a choice: do you pay off the housing company’s loan share in installments over the years, or get your own bank loan and pay off the company loan in one go? Both options have their advantages and disadvantages, and the decision depends largely on your […]
The Finnish housing market is facing a major transformation, which is hardly talked about openly enough. A recent study by OP Pohjola reveals that nearly 30% of all homes in Finland will be released onto the market over the next 20 years as elderly homeowners move into care homes or die. This “grey tsunami” could
If you’ve come across the term “PTS plan” in documents related to the housing transaction or heard about it from a broker, you’re not the only one wondering what it means. A long-term maintenance plan is a document that can significantly influence your decision to buy and your future housing costs. We explain why this
PTS plan in a housing company – what does a home buyer need to know? Read More »
When you buy a home, you will inevitably encounter the concepts of a housing loan, a financing charge and a debt-free price. The amount of loans taken out by housing companies has increased significantly in recent years – in new builds, the amount of the company loan can be up to 70% of the selling
Paying off a housing loan when buying an apartment – is it worth it? Read More »
The first-home savings loan 2026 is a familiar concept to many first-time home buyers, but few are aware that significant changes to the system are coming in June 2026. At the same time, there are other first-time homebuyer financing solutions on the market, each with its own advantages and limitations. Let’s take a look at
First-Home Savings Loan 2026 – Benefits for First-Time Home Buyers and Changes Read More »
A new build with its gleaming surfaces and modern solutions is an attractive choice, but signing a binding purchase agreement during the construction phase also means you’re paying for a home that doesn’t yet exist. In this article, we’ll go through the biggest risks of buying a new build, how the law protects you from
When spring arrives and the snow melts, the familiar question starts to be asked in housing companies: “When will we have a yard party?” Reactions range from excited voices to quiet mutterings. Some see the volunteer day as an opportunity to improve their living environment and meet their neighbours, while others wonder if they could,
Real estate agents are silent, buyers are frustrated and the public is talking about making it harder to get a loan. But what is the reality? And more importantly, what can home buyers do to improve their chances of getting approved for a loan? Banks have really tightened their grip Yes, access to credit has
The Housing Information System promises to bring clarity to the housing market, but so far it has mainly been a headache. We find out what the system is all about and how the problems affect you as a home buyer.
The apartment information system is heavily congested Read More »
