{"id":2122,"date":"2026-06-14T18:42:38","date_gmt":"2026-06-14T15:42:38","guid":{"rendered":"https:\/\/oun.fi\/?page_id=2122"},"modified":"2026-06-14T18:44:49","modified_gmt":"2026-06-14T15:44:49","slug":"oun-mortgage-calculator","status":"publish","type":"page","link":"https:\/\/oun.fi\/en\/oun-mortgage-calculator\/","title":{"rendered":"OUN\u00ae Mortgage Calculator"},"content":{"rendered":"<div data-spectra-id=\"spectra-mqdqzsi4-32rn6w\"\tstyle=\"overflow: visible;--spectra-background-color: #0f172a\" class=\"spectra-is-root-container alignfull spectra-overlay-color spectra-overflow spectra-background-color wp-block-spectra-container\" data-orientation=\"vertical\"\t>\n\t\n<div data-spectra-id=\"spectra-mqdr2tmh-nquuf2\" style=\"overflow: visible\" class=\"spectra-overlay-color spectra-overflow wp-block-spectra-container\" data-orientation=\"vertical\">\n\t\n\n<h2 class=\"wp-block-heading has-text-align-center has-ast-global-color-5-color has-text-color has-link-color wp-elements-68db3160227a01f54ed6033242556828\">There are many types of mortgages<\/h2>\n\n\n<div data-spectra-id=\"spectra-mqdxhdw9-fetdcy\" style=\"overflow: visible\" class=\"spectra-overlay-color spectra-overflow wp-block-spectra-container\" data-orientation=\"vertical\">\n\t\n\n<p class=\"has-text-align-center has-ast-global-color-5-color has-text-color has-link-color wp-elements-0dace15e095997e6874903a1cbce3ad2 wp-block-paragraph\">This mortgage calculator allows you to easily estimate the total cost of a mortgage and, consequently, the total cost of purchasing a home.<br>It is intended as a guide, and its primary purpose is to help you understand how even a seemingly small change<br>can affect the big picture.<br>Remember, however, that the bank you choose is the right place to handle your mortgage matters, but our calculator<br>can help you prepare for loan negotiations.<\/p>\n\n<\/div>\n\n\n<div data-spectra-id=\"spectra-mqdra3se-hurd3s\" style=\"overflow: visible;--spectra-background-color: #f1ece4\" class=\"spectra-overlay-color spectra-overflow spectra-background-color wp-block-spectra-container\" data-orientation=\"vertical\">\n\t\n<style>\r\n.oul-grid2{display:grid;grid-template-columns:1fr 1fr;gap:12px}\r\n.oul-grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}\r\n.oul-mcard{background:#f8f8f6;border-radius:8px;padding:.85rem 1rem}\r\n.oul-mcard .lbl{font-size:12px;color:#666;margin-bottom:3px}\r\n.oul-mcard .val{font-size:19px;font-weight:600;color:#1a1a1a}\r\n.oul-mcard .sub{font-size:11px;color:#888;margin-top:2px}\r\n.oul-card{background:#fff;border:1px solid #e8e8e4;border-radius:12px;padding:1rem 1.25rem;margin-bottom:1rem}\r\n.oul-row{display:flex;align-items:center;gap:10px;margin-bottom:.9rem}\r\n.oul-row label{font-size:13px;color:#555;min-width:100px}\r\n.oul-pill{background:#f8f8f6;border-radius:8px;padding:3px 10px;font-size:13px;font-weight:600;color:#1a1a1a;min-width:68px;text-align:right;display:inline-block}\r\n.oul-leg{display:flex;align-items:center;gap:4px;font-size:12px;color:#666}\r\n.oul-legsq{width:10px;height:10px;border-radius:2px}\r\n.oul-tab-row{display:flex;gap:0;margin-bottom:1rem;border:1px solid #e8e8e4;border-radius:8px;overflow:hidden}\r\n.oul-tab{flex:1;padding:8px 6px;font-size:13px;text-align:center;cursor:pointer;background:#fff;color:#666;border:none;border-right:1px solid #e8e8e4}\r\n.oul-tab:last-child{border-right:none}\r\n.oul-tab.active{background:#f8f8f6;color:#1a1a1a;font-weight:600}\r\n.oul-tab-desc{font-size:12px;color:#666;margin-bottom:1rem;padding:8px 10px;background:#f8f8f6;border-radius:8px}\r\n.oul-wrap input[type=range]{width:100%;accent-color:#0f172a}\r\n.oul-wrap select{width:100%;padding:6px 8px;border:1px solid #e8e8e4;border-radius:6px;font-size:13px;background:#fff;color:#1a1a1a}\r\n.oul-wrap input[type=number]{padding:6px 8px;border:1px solid #e8e8e4;border-radius:6px;font-size:13px;width:120px}\r\n<\/style>\r\n\r\n<div class=\"oul-wrap\">\r\n\r\n<div class=\"oul-card\">\r\n  <div class=\"oul-row\">\r\n    <label>Loan amount<\/label>\r\n    <input type=\"range\" id=\"oul-loan\" min=\"50000\" max=\"600000\" step=\"5000\" value=\"200000\" oninput=\"oulCalc()\">\r\n    <span class=\"oul-pill\" id=\"oul-loan-out\">200,000 \u20ac<\/span>\r\n  <\/div>\r\n  <div class=\"oul-grid2\" style=\"gap:1rem;margin-bottom:.9rem\">\r\n    <div>\r\n      <div style=\"font-size:13px;color:#555;margin-bottom:6px\">Loan term<\/div>\r\n      <select id=\"oul-years\" onchange=\"oulCalc()\">\r\n        <option value=\"10\">10 years<\/option>\r\n        <option value=\"15\">15 years<\/option>\r\n        <option value=\"20\">20 years<\/option>\r\n        <option value=\"25\" selected>25 years<\/option>\r\n        <option value=\"30\">30 years<\/option>\r\n        <option value=\"35\">35 years<\/option>\r\n        <option value=\"40\">40 years<\/option>\r\n      <\/select>\r\n    <\/div>\r\n    <div>\r\n      <div style=\"font-size:13px;color:#555;margin-bottom:4px\">Total interest rate: <span id=\"oul-total-rate\" style=\"font-weight:600;color:#1a1a1a\">4.0 %<\/span><\/div>\r\n      <div class=\"oul-row\" style=\"margin-bottom:6px\">\r\n        <label style=\"min-width:80px;font-size:12px\">Euribor 12m<\/label>\r\n        <input type=\"range\" id=\"oul-euribor\" min=\"-1\" max=\"6\" step=\"0.1\" value=\"2.5\" oninput=\"oulCalc()\">\r\n        <span class=\"oul-pill\" id=\"oul-euribor-out\" style=\"min-width:50px\">2.5 %<\/span>\r\n      <\/div>\r\n      <div class=\"oul-row\" style=\"margin-bottom:0\">\r\n        <label style=\"min-width:80px;font-size:12px\">Margin<\/label>\r\n        <input type=\"range\" id=\"oul-margin\" min=\"0.3\" max=\"3\" step=\"0.05\" value=\"1.5\" oninput=\"oulCalc()\">\r\n        <span class=\"oul-pill\" id=\"oul-margin-out\" style=\"min-width:50px\">1.50 %<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<div style=\"font-size:13px;color:#555;margin-bottom:6px\">Repayment type<\/div>\r\n<div class=\"oul-tab-row\">\r\n  <button class=\"oul-tab active\" id=\"oul-tab-ann\" onclick=\"oulSetType('annuiteetti')\">Annuity<\/button>\r\n  <button class=\"oul-tab\" id=\"oul-tab-tasa\" onclick=\"oulSetType('tasalyhennys')\">Equal principal<\/button>\r\n  <button class=\"oul-tab\" id=\"oul-tab-fixed\" onclick=\"oulSetType('kiintea')\">Fixed payment<\/button>\r\n<\/div>\r\n<div class=\"oul-tab-desc\" id=\"oul-type-desc\">Monthly payment stays the same throughout the loan term. In the early years, a larger share goes to interest; later, more goes to principal.<\/div>\r\n<div class=\"oul-row\" id=\"oul-fixed-row\" style=\"display:none;margin-bottom:1rem\">\r\n  <label style=\"font-size:13px;color:#555;min-width:130px\">Your monthly payment<\/label>\r\n  <input type=\"number\" id=\"oul-fixed-payment\" min=\"100\" step=\"50\" value=\"1200\" oninput=\"oulCalc()\">\r\n  <span style=\"font-size:12px;color:#888\">\u20ac \/ month<\/span>\r\n<\/div>\r\n\r\n<div class=\"oul-grid3\" style=\"margin-bottom:1rem\">\r\n  <div class=\"oul-mcard\">\r\n    <div class=\"lbl\" id=\"oul-lbl-monthly\">Monthly payment<\/div>\r\n    <div class=\"val\" id=\"oul-monthly\">\u2014<\/div>\r\n    <div class=\"sub\" id=\"oul-sub-monthly\">annuity<\/div>\r\n  <\/div>\r\n  <div class=\"oul-mcard\">\r\n    <div class=\"lbl\">Total you pay<\/div>\r\n    <div class=\"val\" id=\"oul-total\">\u2014<\/div>\r\n    <div class=\"sub\" id=\"oul-extra\">\u2014<\/div>\r\n  <\/div>\r\n  <div class=\"oul-mcard\">\r\n    <div class=\"lbl\">Total interest<\/div>\r\n    <div class=\"val\" id=\"oul-interest\">\u2014<\/div>\r\n    <div class=\"sub\" id=\"oul-ipct\">\u2014<\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<div class=\"oul-card\">\r\n  <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:8px\">\r\n    <span style=\"font-size:13px;color:#666\">Principal vs. interest<\/span>\r\n    <div style=\"display:flex;gap:12px\">\r\n      <span class=\"oul-leg\"><span class=\"oul-legsq\" style=\"background:#1D9E75\"><\/span>Principal<\/span>\r\n      <span class=\"oul-leg\"><span class=\"oul-legsq\" style=\"background:#D85A30\"><\/span>Interest<\/span>\r\n    <\/div>\r\n  <\/div>\r\n  <div style=\"height:14px;border-radius:7px;background:#f0f0ec;overflow:hidden;display:flex\">\r\n    <div id=\"oul-bar-p\" style=\"background:#1D9E75;height:100%;transition:width .3s\"><\/div>\r\n    <div id=\"oul-bar-i\" style=\"background:#D85A30;height:100%;transition:width .3s\"><\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<div class=\"oul-card\">\r\n  <div style=\"display:flex;justify-content:space-between;align-items:center;margin-bottom:10px\">\r\n    <span style=\"font-size:13px;color:#666\">Remaining balance &amp; cumulative interest<\/span>\r\n    <div style=\"display:flex;gap:12px\">\r\n      <span class=\"oul-leg\"><span class=\"oul-legsq\" style=\"background:#1D9E75\"><\/span>Balance<\/span>\r\n      <span class=\"oul-leg\"><span class=\"oul-legsq\" style=\"background:#D85A30;opacity:.7\"><\/span>Interest paid<\/span>\r\n    <\/div>\r\n  <\/div>\r\n  <div style=\"position:relative;width:100%;height:240px\">\r\n    <canvas id=\"oul-chart\"><\/canvas>\r\n  <\/div>\r\n<\/div>\r\n\r\n<div class=\"oul-card\">\r\n  <div style=\"font-size:13px;color:#666;margin-bottom:8px\">Comparison across loan terms<\/div>\r\n  <div id=\"oul-compare\"><\/div>\r\n<\/div>\r\n\r\n<p style=\"font-size:11px;color:#aaa;margin-top:.5rem\">This calculator is indicative. The annuity calculation assumes a fixed interest rate for the full loan term. The actual rate will vary with Euribor.<\/p>\r\n\r\n<\/div>\r\n\r\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/Chart.js\/4.4.1\/chart.umd.js\"><\/script>\r\n<script>\r\n(function(){\r\nvar oulChart=null, oulType='annuiteetti';\r\nvar descs={\r\n  annuiteetti:'Monthly payment stays the same throughout the loan term. In the early years, a larger share goes to interest; later, more goes to principal.',\r\n  tasalyhennys:'The principal is repaid in equal instalments each month. The monthly payment is highest at the start and decreases over time \u2014 total interest paid is lowest with this method.',\r\n  kiintea:'You choose your own monthly payment. The loan term adjusts based on how quickly the principal is paid down.'\r\n};\r\nwindow.oulSetType=function(t){\r\n  oulType=t;\r\n  ['ann','tasa','fixed'].forEach(function(id){ document.getElementById('oul-tab-'+id).classList.remove('active'); });\r\n  var map={annuiteetti:'ann',tasalyhennys:'tasa',kiintea:'fixed'};\r\n  document.getElementById('oul-tab-'+map[t]).classList.add('active');\r\n  document.getElementById('oul-type-desc').textContent=descs[t];\r\n  document.getElementById('oul-fixed-row').style.display=t==='kiintea'?'flex':'none';\r\n  oulCalc();\r\n};\r\nfunction fmtEur(n){ return Math.round(n).toLocaleString('en-FI')+'\\u00a0\\u20ac'; }\r\nfunction pct(n){ return n.toFixed(1)+'\\u00a0%'; }\r\nfunction compute(P,r,n,type,fp){\r\n  var monthly=0,totalPaid=0,totalInt=0,balance=P,cumInt=0,actualM=n;\r\n  var labels=['0'],balD=[Math.round(P)],cumD=[0];\r\n  if(type==='annuiteetti'){\r\n    monthly=r<=0?P\/n:P*r*Math.pow(1+r,n)\/(Math.pow(1+r,n)-1);\r\n    totalPaid=monthly*n; totalInt=totalPaid-P;\r\n    for(var m=1;m<=n;m++){\r\n      var ip=r<=0?0:balance*r; balance-=(monthly-ip); if(balance<0)balance=0; cumInt+=ip;\r\n      if(m%12===0){labels.push(''+Math.round(m\/12));balD.push(Math.round(balance));cumD.push(Math.round(cumInt));}\r\n    }\r\n  } else if(type==='tasalyhennys'){\r\n    var prin=P\/n; monthly=prin+(r<=0?0:P*r);\r\n    for(var m=1;m<=n;m++){\r\n      var ip=r<=0?0:balance*r; totalInt+=ip; totalPaid+=(prin+ip); balance-=prin; if(balance<0)balance=0; cumInt+=ip;\r\n      if(m%12===0){labels.push(''+Math.round(m\/12));balD.push(Math.round(balance));cumD.push(Math.round(cumInt));}\r\n    }\r\n  } else {\r\n    monthly=fp; var m=0;\r\n    while(balance>0.01&&m<n*4){\r\n      m++; var ip=r<=0?0:balance*r; var pr=monthly-ip; if(pr<=0){totalInt=Infinity;break;}\r\n      balance-=pr; if(balance<0){balance=0;} cumInt+=ip; totalInt+=ip; totalPaid+=monthly;\r\n      if(m%12===0){labels.push(''+Math.round(m\/12));balD.push(Math.round(Math.max(0,balance)));cumD.push(Math.round(cumInt));}\r\n    }\r\n    actualM=m; if(balance>0.01)totalInt=Infinity;\r\n  }\r\n  return{monthly:monthly,totalPaid:Math.round(totalPaid),totalInt:Math.round(totalInt),labels:labels,balD:balD,cumD:cumD,actualM:actualM};\r\n}\r\nwindow.oulCalc=function(){\r\n  var P=+document.getElementById('oul-loan').value;\r\n  var euribor=+document.getElementById('oul-euribor').value;\r\n  var margin=+document.getElementById('oul-margin').value;\r\n  var totalRate=Math.max(0,euribor+margin);\r\n  var years=+document.getElementById('oul-years').value;\r\n  var n=years*12, r=totalRate\/100\/12;\r\n  var fp=+(document.getElementById('oul-fixed-payment')||{value:1200}).value||1200;\r\n\r\n  document.getElementById('oul-loan-out').textContent=Math.round(P).toLocaleString('en-FI')+'\\u00a0\\u20ac';\r\n  document.getElementById('oul-euribor-out').textContent=pct(euribor);\r\n  document.getElementById('oul-margin-out').textContent=(euribor>=0?'+':'')+margin.toFixed(2)+'\\u00a0%';\r\n  document.getElementById('oul-total-rate').textContent=pct(totalRate);\r\n\r\n  var res=compute(P,r,n,oulType,fp);\r\n  var inf=res.totalInt===Infinity;\r\n\r\n  if(oulType==='annuiteetti'){\r\n    document.getElementById('oul-lbl-monthly').textContent='Monthly payment';\r\n    document.getElementById('oul-sub-monthly').textContent='fixed throughout';\r\n    document.getElementById('oul-monthly').textContent=fmtEur(res.monthly);\r\n  } else if(oulType==='tasalyhennys'){\r\n    document.getElementById('oul-lbl-monthly').textContent='Monthly payment (start)';\r\n    document.getElementById('oul-sub-monthly').textContent='decreases over time';\r\n    document.getElementById('oul-monthly').textContent=fmtEur(res.monthly);\r\n  } else {\r\n    document.getElementById('oul-lbl-monthly').textContent='Fixed monthly payment';\r\n    document.getElementById('oul-monthly').textContent=inf?'\u2014':fmtEur(fp);\r\n    document.getElementById('oul-sub-monthly').textContent=inf?'payment too low!':(res.actualM\/12).toFixed(1)+' yr term';\r\n  }\r\n\r\n  if(!inf){\r\n    document.getElementById('oul-total').textContent=fmtEur(res.totalPaid);\r\n    document.getElementById('oul-extra').textContent='+'+fmtEur(res.totalInt)+' in interest';\r\n    document.getElementById('oul-interest').textContent=fmtEur(res.totalInt);\r\n    var ip=Math.round(res.totalInt\/res.totalPaid*100);\r\n    document.getElementById('oul-ipct').textContent=ip+'% of total paid';\r\n    document.getElementById('oul-bar-p').style.width=(100-ip)+'%';\r\n    document.getElementById('oul-bar-i').style.width=ip+'%';\r\n  } else {\r\n    document.getElementById('oul-total').textContent='\u2014';\r\n    document.getElementById('oul-extra').textContent='Increase monthly payment';\r\n    document.getElementById('oul-interest').textContent='\u2014';\r\n    document.getElementById('oul-ipct').textContent='';\r\n  }\r\n\r\n  if(oulChart)oulChart.destroy();\r\n  if(!inf){\r\n    oulChart=new Chart(document.getElementById('oul-chart').getContext('2d'),{\r\n      type:'line',\r\n      data:{labels:res.labels,datasets:[\r\n        {label:'Remaining balance',data:res.balD,borderColor:'#1D9E75',backgroundColor:'rgba(29,158,117,0.08)',borderWidth:2,pointRadius:0,fill:true,tension:0.3},\r\n        {label:'Interest paid',data:res.cumD,borderColor:'#D85A30',backgroundColor:'rgba(216,90,48,0.06)',borderWidth:2,borderDash:[5,3],pointRadius:0,fill:true,tension:0.3}\r\n      ]},\r\n      options:{responsive:true,maintainAspectRatio:false,\r\n        plugins:{legend:{display:false},tooltip:{callbacks:{label:function(c){return c.dataset.label+': '+Math.round(c.parsed.y).toLocaleString('en-FI')+' \u20ac';}}}},\r\n        scales:{\r\n          x:{title:{display:true,text:'Year',font:{size:11},color:'#888'},ticks:{font:{size:11},color:'#888',autoSkip:true,maxTicksLimit:10}},\r\n          y:{ticks:{font:{size:11},color:'#888',callback:function(v){return(v\/1000).toFixed(0)+'k \u20ac';}},grid:{color:'rgba(0,0,0,0.05)'}}\r\n        }\r\n      }\r\n    });\r\n  }\r\n\r\n  var allY=[10,15,20,25,30,35,40],selY=years;\r\n  var html='<table style=\"width:100%;border-collapse:collapse;table-layout:fixed\"><colgroup><col style=\"width:20%\"><col style=\"width:22%\"><col style=\"width:29%\"><col style=\"width:29%\"><\/colgroup>';\r\n  html+='<tr style=\"color:#888\"><th style=\"text-align:left;padding:4px 4px 4px 6px;font-weight:400\">Term<\/th><th style=\"text-align:right;padding:4px;font-weight:400\">Monthly<\/th><th style=\"text-align:right;padding:4px;font-weight:400\">Total paid<\/th><th style=\"text-align:right;padding:4px 6px 4px 4px;font-weight:400\">Interest<\/th><\/tr>';\r\n  allY.forEach(function(y){\r\n    var r2=compute(P,r,y*12,oulType==='kiintea'?'annuiteetti':oulType,0);\r\n    var sel=y===selY;\r\n    html+='<tr style=\"'+(sel?'background:#f8f8f6;font-weight:600;':'')+'\">'+\r\n      '<td style=\"padding:5px 4px 5px 6px;border-radius:4px 0 0 4px\">'+y+' yr'+(sel?' \u2190':'')+'<\/td>'+\r\n      '<td style=\"text-align:right;padding:5px 4px\">'+Math.round(r2.monthly).toLocaleString('en-FI')+' \u20ac<\/td>'+\r\n      '<td style=\"text-align:right;padding:5px 4px\">'+Math.round(r2.totalPaid\/1000).toFixed(0)+' k\u20ac<\/td>'+\r\n      '<td style=\"text-align:right;padding:5px 6px 5px 4px;border-radius:0 4px 4px 0\">'+Math.round(r2.totalInt\/1000).toFixed(0)+' k\u20ac<\/td>'+\r\n      '<\/tr>';\r\n  });\r\n  html+='<\/table>';\r\n  document.getElementById('oul-compare').innerHTML=html;\r\n};\r\noulCalc();\r\n})();\r\n<\/script>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2122","page","type-page","status-publish","hentry"],"spectra_custom_meta":{"surerank_seo_checks":["a:13:{s:14:\"h2_subheadings\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:38:\"Page contains at least one subheading.\";s:4:\"type\";s:4:\"page\";}s:13:\"media_present\";a:3:{s:6:\"status\";s:7:\"warning\";s:7:\"message\";s:39:\"No images or videos found on this page.\";s:4:\"type\";s:4:\"page\";}s:13:\"links_present\";a:3:{s:6:\"status\";s:7:\"warning\";s:7:\"message\";s:27:\"No links found on the page.\";s:4:\"type\";s:4:\"page\";}s:10:\"url_length\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:35:\"Page URL is short and SEO-friendly.\";s:4:\"type\";s:4:\"page\";}s:19:\"search_engine_title\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:55:\"Search engine title is present and under 60 characters.\";s:4:\"type\";s:4:\"page\";}s:25:\"search_engine_description\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:62:\"Search engine description is present and under 160 characters.\";s:4:\"type\";s:4:\"page\";}s:13:\"canonical_url\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:37:\"Canonical tag is present on the page.\";s:4:\"type\";s:4:\"page\";}s:15:\"open_graph_tags\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:40:\"Open Graph tags are present on the page.\";s:4:\"type\";s:4:\"page\";}s:16:\"keyword_in_title\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:55:\"Focus keyword \"mortgage calculator\" found in SEO title.\";s:4:\"type\";s:7:\"keyword\";}s:22:\"keyword_in_description\";a:3:{s:6:\"status\";s:7:\"warning\";s:7:\"message\";s:66:\"Focus keyword \"mortgage calculator\" not found in meta description.\";s:4:\"type\";s:7:\"keyword\";}s:14:\"keyword_in_url\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:49:\"Focus keyword \"mortgage calculator\" found in URL.\";s:4:\"type\";s:7:\"keyword\";}s:18:\"keyword_in_content\";a:3:{s:6:\"status\";s:7:\"success\";s:7:\"message\";s:53:\"Focus keyword \"mortgage calculator\" found in content.\";s:4:\"type\";s:7:\"keyword\";}s:12:\"broken_links\";a:3:{s:6:\"status\";s:7:\"success\";s:4:\"type\";s:4:\"page\";s:7:\"message\";s:34:\"No broken links found on the page.\";}}"],"surerank_seo_checks_last_updated":["1781451889"],"_last_translation_edit_mode":["native-editor"],"_top_nav_excluded":[""],"_cms_nav_minihome":[""],"_wpml_word_count":["83"],"_wp_page_template":[""],"cmplz_hide_cookiebanner":[""],"_edit_lock":["1781451889:6"],"_edit_last":["6"],"surerank_ignored_post_checks":["a:3:{i:0;s:13:\"links_present\";i:1;s:13:\"media_present\";i:2;s:22:\"keyword_in_description\";}"],"surerank_settings_general":["a:4:{s:10:\"page_title\";s:60:\"Mortgage Calculator \u2013 Total Cost of Your Home Loan | OUN\u00ae\";s:16:\"page_description\";s:150:\"Calculate the true total cost of your mortgage. Compare loan terms from 10 to 40 years, set Euribor and margin separately, choose your repayment type.\";s:13:\"canonical_url\";s:42:\"https:\/\/oun.fi\/en\/oun-mortgage-calculator\/\";s:13:\"focus_keyword\";s:19:\"mortgage calculator\";}"],"surerank_post_optimized_at":["1781451561"],"litespeed_vpi_list":["a:1:{i:0;s:52:\"OUN-logo_transparentbg-removebg-preview-1-216x72.png\";}"],"_uag_page_assets":["a:9:{s:3:\"css\";s:1046:\".wp-block-uagb-advanced-heading.uagb-block-6ab16210.wp-block-uagb-advanced-heading .uagb-heading-text{color: var(--ast-global-color-5);}.wp-block-uagb-advanced-heading.uagb-block-6ab16210.wp-block-uagb-advanced-heading .uagb-desc-text{margin-bottom: 15px;}.wp-block-uagb-advanced-heading.uagb-block-6ab16210.wp-block-uagb-advanced-heading .uagb-highlight{font-style: normal;font-weight: Default;background: #007cba;color: #fff;-webkit-text-fill-color: #fff;}.wp-block-uagb-advanced-heading.uagb-block-6ab16210.wp-block-uagb-advanced-heading .uagb-highlight::-moz-selection{color: #fff;background: #007cba;-webkit-text-fill-color: #fff;}.wp-block-uagb-advanced-heading.uagb-block-6ab16210.wp-block-uagb-advanced-heading .uagb-highlight::selection{color: #fff;background: #007cba;-webkit-text-fill-color: #fff;}.wp-block-uagb-advanced-heading.uagb-block-6ab16210 .uagb-heading-text{font-size: 30px;}@media only screen and (max-width: 976px) {.wp-block-uagb-advanced-heading.uagb-block-6ab16210 .uagb-heading-text{font-size: 29px;line-height: 1em;}}\";s:2:\"js\";s:0:\"\";s:18:\"current_block_list\";a:5:{i:0;s:17:\"spectra\/container\";i:2;s:12:\"core\/heading\";i:4;s:14:\"core\/paragraph\";i:6;s:14:\"core\/shortcode\";i:7;s:21:\"uagb\/advanced-heading\";}s:8:\"uag_flag\";b:1;s:11:\"uag_version\";s:10:\"1781454933\";s:6:\"gfonts\";a:0:{}s:10:\"gfonts_url\";s:0:\"\";s:12:\"gfonts_files\";a:0:{}s:14:\"uag_faq_layout\";b:0;}"],"litespeed_vpi_list_mobile":["a:1:{i:0;s:52:\"OUN-logo_transparentbg-removebg-preview-1-216x72.png\";}"]},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"OUN\u00aeWeb","author_link":"https:\/\/oun.fi\/en\/author\/dke1hhddnef3\/"},"uagb_comment_info":0,"uagb_excerpt":null,"_links":{"self":[{"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/pages\/2122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/comments?post=2122"}],"version-history":[{"count":4,"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/pages\/2122\/revisions"}],"predecessor-version":[{"id":2133,"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/pages\/2122\/revisions\/2133"}],"wp:attachment":[{"href":"https:\/\/oun.fi\/en\/wp-json\/wp\/v2\/media?parent=2122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}